Educational information only, not legal, tax or financial advice. Examples and calculations may contain errors; verify them with your own advisors. Advertised starting rates are annual interest, not APR; one point equals 1% of the loan amount. Other fees and costs may apply, and all financing is subject to underwriting.
Why the exit matters most
A bridge loan is temporary by design. The lender is lending against the property today and against your plan to repay tomorrow. A weak exit is the most common reason good properties get declined.
Refinance exits
Show the target loan: expected value after your plan, the income it will produce and the lender type you will use. Conservative assumptions — realistic rents, current rates — make the plan credible.
Sale exits
Back the sale price with recent comparable sales and a realistic timeline. Include selling costs and a buffer for a slower market.
Have a plan B
Explain what happens if rates rise or the sale takes longer: an extension, a lower-leverage refinance, or additional equity. Lenders fund sponsors who have thought this through.
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