Legal
Terms of Use & Lending Disclosures
Last updated November 2026.
Website identity
Crosby Lending is a proposed brand associated with Crosby Capital USA, not a separate legal lending entity or a confirmed registered trade name. The actual lender is identified in the loan documents.
Business-purpose loans only
Crosby Lending offers loans only for business, commercial or investment purposes, secured by non-owner-occupied residential or commercial real estate. We do not make loans for personal, family or household purposes, or loans secured by a borrower's primary or secondary residence.
Not an offer or commitment
Nothing on this website is an offer to lend, a loan approval or a commitment. Loan amounts, rates, points, leverage, terms and closing timelines are indicative examples only and are subject to underwriting, appraisal, title review, due diligence, documentation and final credit approval. Terms may change without notice.
Licensing and availability
In states that require a lending license, loans are made by or with licensed co-lenders. Availability depends on the property, transaction and applicable law; the actual lender is named in loan documents. Business-purpose classification is determined from the actual transaction, not merely the borrower's entity type or the property's occupancy. Submitting a request does not guarantee financing.
Calculators and guides
Calculators, examples and educational articles are for general information only. They are not financial, legal or tax advice. Consult your own advisors before making decisions.
Track record
Transactions shown on this website include deals completed by our principal through Crosby Capital USA. Past transactions do not guarantee future results or similar terms.
Brokers
Broker compensation is disclosed and agreed in writing for each transaction and is subject to applicable law.
Use of this website
You may view and print content for your own business use. You may not copy, republish or resell content, scrape the site, submit false or misleading information, or use the site for any unlawful purpose. Information you submit must be accurate and you must be authorized to submit it.
No warranties
This website and its content are provided "as is" and "as available", without warranties of any kind, express or implied, including accuracy, completeness or fitness for a particular purpose.
Limitation of liability
To the fullest extent permitted by law, Crosby Lending and its principals, employees and partners are not liable for any indirect, incidental or consequential damages, or any loss arising from your use of, or reliance on, this website or its content.
Third-party links
Links to other websites are provided for convenience only. We do not control and are not responsible for their content.
Intellectual property
The Crosby Lending name, logo, text, images and design are owned by us or our licensors. Images labeled as representative are illustrations and do not depict actual financed properties.
Changes and governing law
We may update this website and these terms at any time; continued use means you accept the updated terms. These terms are governed by the laws of the State of Florida, and any dispute will be brought in the state or federal courts located in Miami-Dade County, Florida.
Contact
Crosby Lending, 1688 Meridian Avenue, 6th Floor, Miami Beach, FL 33139 · steve@crosbycapitalusa.com